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Trusted Choice


College Wars: May the Coverage Be with You!

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6 Reasons Your Trusted Choice Agent Should Help with Your Home Renovation Project

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Hot Dogs & Sparklers & Starbursts, Oh My!

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3 Things to Remember When Hosting a Kid’s Birthday Party
Celebrating a child’s birthday is a joyous occasion for family and friends. Parents strive to fulfill their children’s wishes on their special day, but often, those wishes come with a hefty price tag. Years ago, simple house parties with a cake and piñata were the norm. But today, many families take child parties to a whole new level, selecting elaborate venues and doling out expensive goodie bags. According to TodaysParent.com, hosting kids’ parties at a venue or with entertainers tends to cost a few hundred dollars minimum. In addition to this financial investment, parents should understand their responsibilities and liabilities when hosting a birthday party for their child.
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The Expense of Owning a Gun
Typically, a homeowner does not pay a higher insurance premium if a gun is present in the home. But gun owners should take heed regarding extenuating factors. For example, if you own expensive or antique firearms, your policy may not cover their full value in the event that your home is destroyed or burglarized. If an accidental gun discharge in your home injures or kills someone, you could find yourself facing a wrongful death lawsuit or something similar. If you lose the case, you could be responsible for paying monetary damages like attorney’s fees, medical costs, and even loss of expected income. A minimum $100,000 policy is unlikely to cover all of these expenses, so it is important to speak to a Trusted Choice® independent insurance agent as soon as you make the decision to purchase a gun to initiate any necessary changes to your policy.
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NYS Motor Vehicle Law Enforcement Fee

The purpose of this fee is to offset costs incurred by New York State Police and DMV in combating insurance-related frauds and crimes. Companies collect this fee on behalf of the State and remit it directly to New York State as required by law. Previously this fee had been $1.00 per registered vehicle and is now increasing to $5.00 as of 6/1/03. Your policy will be automatically updated to reflect this change.

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