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Trusted Choice

Home-Buying Tips for the Single Guy and Gal

Summer Grilling Fun
Every year, what should be a fun outdoor occasion for family and friends instead turns into tragedy at nearly 9,000 homes, causing deaths, injuries and tens of millions in property damage. Your Trusted Choice® independent insurance agents can remind you that fire damage and potential liability for injury to friends will be covered by your homeowners policy, but we’d much rather you sidle up to the picnic table than hunker down in the emergency room. Gas grills represent the greatest risk by far, and are involved in more than 80% of all grilling fires. But all types of grills represent a danger if used incorrectly or carelessly. A few simple precautions, courtesy of the experts at the National Fire Protection Association (NFPA), may make the difference:
Staffing Your Catering Business
Like many entrepreneurs, you may have begun your catering business as the sole cook and bottle washer. But at some point, you will discover that going it alone not only impedes growth, but is a recipe for burnout and collapse. And you’ll face the question of every successful catering business: How do I find and retain effective staff?
Catering Insurance Comes Down to One Thing
Location is one of the first decisions any caterer must face. Where will the prep work be done? Where will the cooking take place? Where will the food be served? All important questions when it comes to your risk.
Should your catering business serve alcohol?
Choosing to serve alcohol comes with potential risks and complexities that you must consider before adding alcohol and service to your menu.

NYS Motor Vehicle Law Enforcement Fee

The purpose of this fee is to offset costs incurred by New York State Police and DMV in combating insurance-related frauds and crimes. Companies collect this fee on behalf of the State and remit it directly to New York State as required by law. Previously this fee had been $1.00 per registered vehicle and is now increasing to $5.00 as of 6/1/03. Your policy will be automatically updated to reflect this change.

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Going to Canada?

Ask us for a Canadian ID card. "A U.S. traveler in Canada is required to carry a motor vehicle liability card, plus vehicle ownership papers. A copy of the automobile policy is recommended to be carried. And a Canadian Non-Resident Inter-provincial Motor Vehicle Liability Card is strongly recommended. U.S. travelers who do not carry a Canadian Non-Resident Inter-provincial Motor Vehicle Liability Card and are stopped by Canadian police or are in an accident while driving in Canada risk being fined or having their vehicle impounded until proof of proper coverage is obtained."