Copyrights, Disclosures, and Disclaimers
States where we do business
The product and services information included in this Web site is intended for residents of the state of New York only, and is neither an offer to sell insurance nor an advertisement of insurance in any place except the state of New York. N.K. Burns & Sons, Inc. DBA The Burns Agency is licensed to sell the following types of insurance in the following states: New York.
Authorization of use
N.K. Burns & Sons, Inc. DBA The Burns Agency hereby authorizes any person to access this Web site for informational purposes only. N.K. Burns & Sons, Inc. DBA The Burns Agency reserves the right to terminate access to this Web site at any time without notice. The data, information and material included in this Web site is copyrighted by N.K. Burns & Sons, Inc. DBA The Burns Agency. All rights are reserved under the copyright laws of the United States of America. No part of this Web site can be redistributed, copied or reproduced without the prior written consent of N.K. Burns & Sons, Inc. DBA The Burns Agency.
The user of this Web site assumes all responsibility and risk for the use of this Web site and the Internet generally. N.K. Burns & Sons, Inc. DBA The Burns Agency, and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Web site or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. N.K. Burns & Sons, Inc. DBA The Burns Agency and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Web site without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Web site. No advice or information given by N.K. Burns & Sons, Inc. DBA The Burns Agency or its affiliated companies shall create any warranty. Neither N.K. Burns & Sons, Inc. DBA The Burns Agency nor its affiliated companies warrants that the data, information and material included in the Web site or on the Internet will be uninterruptable or error free or that any data, information, software or other material accessible from this Web site is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state and company to company. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us at 315-853-5052 for additional information.
Disclaimer of liability
In no event shall N.K. Burns & Sons, Inc. DBA The Burns Agency or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Web site or on the Internet generally or on any other basis.
Disclaimer for links
Although this site includes links providing direct access to other Internet sites, N.K. Burns & Sons, Inc. DBA The Burns Agency and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.
N.K. Burns & Sons, Inc. DBA The Burns Agency will not be deemed to have accepted any electronic communication unless N.K. Burns & Sons, Inc. DBA The Burns Agency provides the sender of the electronic communication with an affermative acknowledgment verifying receipt and action upon the communication. If N.K. Burns & Sons, Inc. DBA The Burns Agency sends any electronic communication, N.K. Burns & Sons, Inc. DBA The Burns Agency will assume the communication was received intact by the intended recipient. The recipient of such message must notify N.K. Burns & Sons, Inc. DBA The Burns Agency if the transmission was not received or was not received in a readable format.
Despite the security measures taken by N.K. Burns & Sons, Inc. DBA The Burns Agency, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and N.K. Burns & Sons, Inc. DBA The Burns Agency disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail or call the information in to The Burns Agency, PO Box 363, Clinton, NY 13323 Telephone 315-853-5052.
Please know that at N.K. Burns & Sons, Inc. DBA The Burns Agency, we are committed to protecting your privacy as a visitor to this Web site and as our customer.
Your personal information including your name, home address, mailing address, telephone number and e-mail address will be provided to the insurance company when you request a quote or purchase an insurance policy so they can establish you as a (potential) policyholder. We will maintain a record of your information at the offices of N.K. Burns & Sons, Inc. DBA The Burns Agency, so we can provide you with policyholder service. The employees of N.K. Burns & Sons, Inc. DBA The Burns Agency are each required to sign and acknowledge a confidentiality and nondisclosure agreement. Each employee has been made aware of the importance of protecting the customer's personal information.
When you purchase an insurance policy from N.K. Burns & Sons, Inc. DBA The Burns Agency, you may be able to pay the premium with your credit/debit card or personal check. All credit card, bank card, and bank account information is deleted from our records after your purchase has been authorized.
When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At N.K. Burns & Sons, Inc. DBA The Burns Agency, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
N.K. Burns & Sons, Inc. DBA The Burns Agency
29 West Park Row
PO Box 363
Clinton, NY 13323
Don't overpay for your insurance! We'll work closely with you to ensure you are getting the coverage you want at the best price.
Insurance Tips, Glossary of Terms, News, and Helpful Links.
Going to Canada?
Ask us for a Canadian ID card. "A U.S. traveler in Canada is required to carry a motor vehicle liability card, plus vehicle ownership papers. A copy of the automobile policy is recommended to be carried. And a Canadian Non-Resident Inter-provincial Motor Vehicle Liability Card is strongly recommended. U.S. travelers who do not carry a Canadian Non-Resident Inter-provincial Motor Vehicle Liability Card and are stopped by Canadian police or are in an accident while driving in Canada risk being fined or having their vehicle impounded until proof of proper coverage is obtained."